August is National Organ and Tissue Donation Awareness Month in South Africa, a time to have the conversation that many of us keep putting off. The Reality of Organ Failure in South AfricaKidney failure is a growing concern in South…

You’ve updated your Will and clearly stated who should inherit your assets. So that means your life insurance will automatically follow the same instructions… right? Not necessarily. This is an important part of financial planning that is often misunderstood. Your…

When you apply for life, disability or income protection cover, your insurer considers more than your job title. The work you actually perform, where you perform it, how often you travel and the activities you take part in may all…

Most people insure their car. Many insure their house.But very few insure the one thing that pays for everything… Their monthly income. Here’s something many people don’t realise: If you become too ill or injured to work, an Income Protector…

Will I ever get something back from all the premiums I’m paying? Read that again. It’s a question thousands of South Africans have asked themselves. Every month the premium goes off. Year after year. Most people believe there’s only one…

Saving and investing should not only be something you think about when you retire. Voluntary investments allow you to invest money outside of compulsory retirement products, giving you more flexibility and access to your funds depending on the type of…

An insurance excess is the first amount payable by the insured in the event of a claim. Many clients compare policies mainly by looking at the monthly premium. While the premium is important, the excess structure is just as important.…

When most business owners think about commercial vehicle insurance, their focus is naturally on the vehicle itself. But what about what’s inside it? Whether you’re transporting stock, tools, equipment, livestock or products to your customers, there’s one important question to…

As parents, we all want to give our children the best possible start in life. But as children grow, so do the expenses. School fees, uniforms, stationery, extra lessons, sport, technology, university or college fees, accommodation, transport and daily living…

Insurance cover is not only about having a policy in place. It is also important to understand the security requirements linked to that policy. Security requirements may differ between insurers, policies, vehicles and properties. What applies to one client may…