When you’re self-employed, YOU are often your business’s most valuable asset. But what happens when you can no longer work? Running your own business comes with freedom, flexibility and opportunity. However, it also comes with financial risks that are often…

Financial planning isn’t just about taking out a policy. It’s about making sure you have the right protection in place for your circumstances, responsibilities and future goals.A Financial Needs Analysis (FNA) is an important part of the financial planning process.…

Whether you have Personal or Commercial Insurance, having a policy in place is only part of protecting what matters. Did you know that your insurer may require specific security and fire protection measures to be in place as a condition…

October is Breast Cancer Awareness Month, a global campaign aimed at increasing awareness, encouraging early detection and supporting those affected by breast cancer. For many of us, breast cancer awareness understandably focuses on health. But a cancer diagnosis can also…

Having a Will is an important step in estate planning. But simply having a document called a Will does not automatically mean that your estate plan is complete, current or practical. For your Will to achieve what you intend, it…

You may own a home, vehicles, investments and other valuable assets and consider your estate to be financially secure. But there is an important question that is often overlooked: If you passed away today, would your estate have enough cash…

You have updated your Will and clearly stated who should inherit from you. So everything is sorted, right? Not necessarily. One of the most important (and often misunderstood) aspects of estate planning is that your Will and your beneficiary nominations…

When drafting a Will, an important consideration is not only who should inherit, but also whether those beneficiaries will be in a position to manage their inheritance themselves. In certain circumstances, leaving an inheritance directly to a beneficiary may not…

Most people know that having a Will is important. Yet it is one of those documents that is often postponed, forgotten about, or drafted once and never looked at again. September is Wills Month, making it a good opportunity to…

The rainy season is approaching, and now is a good time to make sure your home is ready before the first heavy storms arrive. When it comes to water damage, prevention is often far easier, and less expensive, than dealing…