When someone passes away, the last thing families want is unexpected bills. But winding up an estate comes with costs that can surprise even well-prepared families.
For context, executor’s fees alone can legally be as high as 3.5% of the gross estate value, plus VAT. On a R2 million estate, that’s R70,000 before any other costs are even considered.
What’s Often Overlooked
• Executor’s fees
• Transfer duties on property
• Capital gains tax
• Legal and administrative costs
Without planning, these can eat into your estate, or force heirs to sell assets just to settle the bill.
The Solution: Legacy Protection Planning
At SWL, we help clients plan for these costs with products like the Legacy Protection Plan
• Covers executor’s fees and transfer costs
• Affordable monthly premiums
• Especially valuable for over-60s, where more than 90% of estate costs can be covered
Why It Matters
The goal of a will is to leave behind peace of mind, not debt and stress. With proper planning, you can protect your legacy from unnecessary erosion.
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Let’s talk about covering estate costs before they become a burden.
This content is provided for general information purposes only and should not be considered financial advice. Please consult a qualified financial adviser before making financial decisions.
