December brings energy, visitors, summer weather, and a busy household. A few small checks help your home feel ready for the season.
Update Your List of Valuables
New electronics or gifts?
✔ Add them to your policy
✔ Keep receipts or photos
✔ Make sure they’re listed as portable items if taken out of the house
Check Your Surge & Storm Cover
Summer storms and load shedding can affect:
✔ Appliances
✔ Gate motors
✔ Garage doors
✔ Electronics
A quick review helps ensure you’re covered for common seasonal risks.
Prepare for Visitors or Extra Help
If you’re hosting or using helpers like cleaners, pet sitters, or garden services, make sure your liability cover is up to date.
✔ Liability cover
✔ Accidental damage cover
✔ Guest belongings (if applicable)
Review Your Excess
December is a busy spending month.
Adjusting your excess to something comfortable can help you feel more prepared.
A Home That Feels Safe Makes the Season Better
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These small checks can make your holidays lighter and more enjoyable.
This content is provided for general information purposes only and should not be considered financial advice. Please consult a qualified financial adviser before making financial decisions.
